A minor misconception with homeowners insurance is that your boat or watercraft is covered under your Homeowner’s Policy, but most of the time, that is not the case. If you’re a boat or watercraft owner, you will need the proper protection.
Typical coverages include:
Medical and physical damage
Equipment permanently attached to the boat
Electric trolling motors
Extra fuel tanks
Skis and their tow ropes
Weather Related Disaster
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