Insurance Learning Center

CASE STUDIES

What Is Key Person Insurance And Why You May Need It

What Is Key Person Insurance? Key Person Insurance is any insurance policy purchased by a business to compensate itself for the financial losses wh... READ MORE

BUSINESS INSURANCE

​What you need to know about lighting your home this holiday season

What you need to know about lighting your home this holiday season Holiday season decorations are incomplete without a beautiful display of lights!... READ MORE

CASE STUDIES

Equifax Security Breach: Have You Been Affected?

Equifax Security Breach Cyber liability is critical for you and your business. With the recent security breach of Equifax, millions have been affec... READ MORE

BUSINESS INSURANCE

Is my business required to offer benefits to my employee’s spouses and/or dependents?

Is my business required to offer benefits to employees' spouses and/or dependents? There are 2 laws guiding the area of insurance coverage to ... READ MORE

BUSINESS INSURANCE

Summer weather calls for adventure

Summer Weather Calls for Adventure Kids are out of school, college is on hiatus, and now it’s time for some fun in the sun. With a wide variety of ... READ MORE

HIG Insurance Security

BUSINESS INSURANCE

What You Need To Know About Cyber Security

Cyber Security This is the Digital Age. Computers are everywhere: in your homes, schools, and businesses. Roughly 3.8 billion people use the Intern... READ MORE

BUSINESS INSURANCE

​Tips For New Business Owners

Tips For New Business Owners Starting a new business or startup is risky, but often times, a risk that pays off. When owning a business, you will b... READ MORE

BUSINESS INSURANCE

What is a variable hour employee?

What is a Variable Hour Employee?  A variable hour employee is an employee who, upon hiring, the employer is unable to determine whether or no... READ MORE

BUSINESS INSURANCE

IRS Released 2018 HSA Limits

HSA Limits The Internal Revenue Service has released the 2018 parameters for qualified high deductible health plans (HDHP) and health savings accou... READ MORE

BUSINESS INSURANCE

You Own A Boat. What Now?

You Own a Boat What Now? Congratulations on buying your first boat! With all major vehicles, there are things that you’ll need to know in order to ... READ MORE

BUSINESS INSURANCE

Tips On Finding The Perfect Apartment

Tips for Finding the Perfect Apartment So you're ready to move out but you aren’t quite sure where to go. There are several things you need to cons... READ MORE

BUSINESS INSURANCE

How to make your home secure

How to Make Your Home Secure Let’s face it. The world is a dangerous place. You might not even be safe in your own backyard! If it isn’t the threat... READ MORE

BUSINESS INSURANCE

What you need to know about your starter home

What You Need Know About Your Starter Home Congratulations! You’ve inked that final contract, paid your closing costs, and you’re moving in. You’ve... READ MORE

BUSINESS INSURANCE

The tax penalty for not having health coverage in 2015 is the greater of 2% of income or $325 per person. What is the maximum amount of income that you would be required to pay the 2% penalty on?

Tax Penalty for Not Having Health Coverage in 2015 The payment is capped at the national average premium for a bronze level health plan available t... READ MORE

BUSINESS INSURANCE

Why Your Business Needs Crime Insurance Coverage

Business Crime Insurance Coverage There are a number of threats and vulnerabilities that every business owner has to deal with. Owners need to take... READ MORE

AUTO INSURANCE

​Hardenbergh Insurance Group Appointed to The Hanover’s President’s Club

Hardenbergh Insurance Group Appointed to The Hanover’s President’s Club Hardenbergh Insurance Group was recently appointed to The Hanover ... READ MORE

BUSINESS INSURANCE

How To ​Select An Insurance Broker

How To Select An Insurance Broker Today’s competitive market place is forcing many businesses to examine both the prices they pay for their product... READ MORE

BUSINESS INSURANCE

How To Manage Your Business Problems

Managing Business Problems In business, it’s easy to spot the problems, but management is how you decide to solve them. Most are not equipped to ta... READ MORE

BUSINESS INSURANCE

​How To Make Your Car Last Longer

Car Maintenance Purchasing a car is a significant financial investment, and you want to maintain it for as long as you can. Keep your car running a... READ MORE

BUSINESS INSURANCE

​How To Hire Your First Employee

How to Hire Your First Employee How To Hire Your First Employee Finding your first employee is a very special experience in the life of an&... READ MORE