Insurance Learning Center

HIG Car Accident Insurance


​If I am rear ended, does my insurance go up?

If I am rear ended, does my insurance go up? An auto accident with or without any responsibility on the driver’s end is always a very unpleasant si... READ MORE

HIG Motorcycle Insurance


Motorcycle Basics: What you need to know before you ride

Motorcycle Insurance May is Motorcycle Safety Awareness Month and with the beautiful weather, we want to ensure your time on the road is safe for y... READ MORE

HIG Insurance Online


Is Sitting the New Smoking? Why You Need To Be More Active In The Office

Sitting Is Just as Bad as Smoking Technology has brought an array of comforts into our lives, but at the same time every tool has its flaws. Using ... READ MORE

HIG Insurance Money Management


Must I wait to file my taxes until I receive the 1095-B or 1095-C forms?

Must I Wait to File My Taxes Until I Receive 1095 B Or 1095 C Forms Some taxpayers may not receive a Form 1095-B or Form 1095-C by the time they ar... READ MORE

HIG Insurance Mobile App


​How to prepare your home for winter

How To Prepare Your Home For Winter If you’ve stepped outside the past few days, you’d understand that it’s blistering cold out. The polar vortex i... READ MORE

HIG Life Insurance


How to prepare for retirement

How To Prepare For Retirement Retirement – the grey area after a long career. (And not just the hair) To some people it  marks the beginning o... READ MORE

HIG Pet Insurance


How To Safely Walk Your Dog In The Summertime

How to Safely Walk Your Dog in the Summertime We’re at the peak of summer, and like most people, you’re probably sweating from the absurd heat that... READ MORE

Relieve Stress and Worry with HIG Insurance


Owning a Business and Employee Healthcare Premiums

Employee Healthcare Premiums Before 2015, the answer to this question was pretty simple for business owners, irrespective of their trades and scale... READ MORE

HIG Insurance This Fall


Property Insurance Coverage: Tree Falling On Neighbor's Yard

Tree falls on my neighbor’s yard; do I have to pay for it? We've all heard the story in the movies of that time a tree fell on someone's house, yar... READ MORE

HIG Insurance Christmas Orniment


​How to Maximize Sales This Holiday Season

How To Maximize Sales For retailers, the holiday season translates into a high volume of people shopping. This usually results into great&nbsp... READ MORE

HIG Insurance Computer Data


​Productivity Hacks for Small Business

Productivity Hacks for Small Business Whether you work or own a small business, it comes with its own set of pros and cons. While it may ... READ MORE

HIG Insurance Group


What are an Employer’s responsibilities for Workers Compensation?

Workers Compensation Employers are required to do the following to comply with workers’ compensation insurance laws: Provide coverage for the... READ MORE

HIG Insurance Disaster Protection


Insure Your Inventory In Case Of Disaster

Insure Your Inventory In Case of a Disaster If you work in direct sales, then chances are you have an inventory of different items with you. Depend... READ MORE

HIG Umbrella Insurance


The Benefits of Having an Umbrella Policy

What is an Umbrella policy? An umbrella policy is an additional liability insurance coverage above and beyond the limits of the insured's... READ MORE


What is the difference between an Employee vs independent contractor?

Difference Between Employee Vs Independent Contractor Whether you're an employer or an individual looking for a new opportunity in 2017, we wanted ... READ MORE


What is an OSHA DART Rate?

What is Osha Dart Rate? DART rate stands for days away, restrictions or transfers. The higher the amount of incidents that require days away from w... READ MORE


What are the basic steps to comply with OSHA?

What Are Basic Steps to Comply with Osha? There are five elementary steps can take to have a well-rounded safety program that produces a safe work ... READ MORE


Power Washing Tips And Precautions

Power Washing Tips and Precautions There are some instances where you’re faced with stains that not even your best cleaning equipment can manage. I... READ MORE


If I am Injured in a Car Accident Who Pays For It?

Injured in a car accident? Who pays for it? There can be several scenarios of a person getting injured in a car accident. The Injured can be a pass... READ MORE


Types of Insurance Every Small Business Needs

Small Business Insurance Needs A small business is a privately owned and operated company with limited size and revenue earnings depending on the t... READ MORE