This is the Digital Age. Computers are everywhere: in your homes, schools, and businesses. Roughly 3.8 billion people use the Internet worldwide, with 78.2% of the US population (that’s roughly 252.6 million people) having Internet access. The Internet has given rise to many useful benefits – online education, ease of paying bills, a way to entertain and so on. Even with all the positive aspects of being online, there are negative aspects as well. Cybercrime, to be precise.
Cybercrime is a very serious threat and anyone who uses the Internet is susceptible to it. There are people out there who can ruin your entire life from knowing something as simple as your name or phone number. Your name, phone number, credit card PIN number, and even photos, make up your online identity. Safeguard them as best as you possibly can.
Cyber Security is the force that can combat cybercrime. It is for the protection of computer systems from any theft or damages to their hardware, software or information, as well as from disruption or misdirection of the services they provide. Just as you would secure your home, it is important to secure your identity online as well. Here are 5 ways that you can protect yourself from cybercrime:
One of the easiest ways that hackers can gain access to your personal information would be through viruses such as Trojans and Malware. Malware can record keyboard strokes and send them to an external source. This information can be used to record sensitive information that you enter, without you even realizing it. One method to combat this is to install a reputed antivirus program to detect and remove these harmful programs. Consider paying for a premium service of one, as opposed to the free version, since they tend to provide more features.
If you trust your protection in the hands of another, then you’ll want to hire the best that you can afford. They can monitor your identity and take immediate action, should something shady arise. In certain instances, they can react to disturbances faster than you. Plus, the majority of services tend to be quite affordable.
Do you tend to save your passwords somewhere on your computer? Perhaps in a document or in your browser? Although browsers can provide some level of protection with your passwords, you shouldn’t depend on them completely. This is where professional password managing software come into play such as LastPass, 1Password, and Dashlane. They are all excellent choices to safeguard your sensitive logins. Even more so if you have sensitive company information.
New viruses and methods to steal private data are popping up all the time. Just recently, ransomware garnered much notoriety in global news in the form of the WannaCry attack that crippled thousands. You need to constantly stay informed to determine these new threats to your data and the best way to stop them.
Don’t open emails from unknown sources and only download apps from legitimate platforms. Knowing this tactic can save you a lot of time, money, and trouble later on.
(data collected originally by nj.com)
Ransomware: Malicious software designed to block and ultimately wipe the data of an infected computer unless a ransom is paid.
N.J. victims: 77
Phishing: Unsolicited email or text messages that appear to come from a legitimate company or agency, seeking personal information or log-in credentials.
N.J. victims: 575
Credit card fraud: Theft and fraud involving illegal charges to someone's credit card.
N.J. victims: 292
Losses: $1.06 million
Corporate data breach: The theft or leak of confidential business or customer data.
N.J. victims: 292
Losses: $1.09 million
Extortion: Shakedown through threats of public exposure, physical harm or criminal prosecution
N.J. victims: 334
Losses: $1.4 million
Non-payment/non-delivery: Goods and services are shipped to a buyer who never pays/Payment is sent to a seller who never delivers the goods
N.J. victims: 1,973
Losses $3 million
Compromised email accounts: A scheme targeting both businesses and individuals regularly performing wire transfer payments, compromising email accounts to conduct unauthorized transfers of funds.
N.J. victims: 292
Losses: $8.69 million
Get the latest news on insurance policies delivered to your inbox.