Insurance Learning Center

- Business Insurance
For the 9.5% affordability test, use the Box 1 total on the individual’s W-2, but does that Box 1 include FSA contributions made by the employee?

- Business Insurance
The process of calculating the experience modification factor is complex, but the underlying theory and purpose of the formula is straightforward.

- Business Insurance
With the impending hurricane season upon us, get a better understanding of how to protect your business, community, and people in case of a natural disaster.

- Auto Insurance
What are the minimum amount of hours employees have to work to be eligible for health benefits? Find the answer at the Hardenbergh Insurance learning center.

- Business Insurance
Your workers’ compensation insurance premium is based on payroll, averages for your industry and claims experienced over a three-year period.

- Business Insurance
A mod factor greater than 1.0 is a debit mod, which means that your losses are worse than expected and a surcharge will be added to your premium.

- Auto Insurance
Children and adults enjoy activities like trick-or-treating, Halloween parties, creative decorating, pumpkin carving to make jack-o'-lanterns, bonfires etc.

- Case Studies
It is a formal request to an insurance company requesting a payment towards the claimant party based on terms & conditions of the active insurance policy.

- Business Insurance
Workers’ compensation is designed to recompense employees for injuries/illnesses they suffer while on the job. More claims drive up workers’ compensation costs.

- Auto Insurance
It is a formal request to an insurance company requesting a payment towards the claimant party based on terms & conditions of the active insurance policy.

- Business Insurance
A person is not eligible for a subsidy if they are eligible for coverage through an employer and this meets the coverage and affordability requirements.

- Business Insurance
A mod factor greater than 1.0 is a debit mod, which means that your losses are worse than expected and a surcharge will be added to your premium.

- Business Insurance
In 2015 the “no offer” penalty will apply if an employer does not offer coverage to at least 70% of full-time employees and their dependents.

- Business Insurance
What if something went wrong in your business? Do you know what needs to happen in case of an emergency? You need to ask yourself this as a business owner.

- Business Insurance
To calculate the DART rate, you need to find out the total number of injuries that required at least one day away from work or restricted or transferred work.
Ask a Question
Join Our Newsletter
Get the latest news on insurance policies delivered to your inbox.
Latest News

- October 7, 2020

- October 7, 2020