Congratulations on buying your first boat! With all major vehicles, there are things that you’ll need to know in order to make the most of it.

So you're ready to move out but you aren’t quite sure where to go. There are several things you need to consider. Perhaps you need to cut back on expenses.

The world is a dangerous place. If it isn’t the threat of a home invasion when you’re out grocery shopping, it’s waking up to find that your kitchen is on fire.

You’ve inked that final contract, paid your closing costs, and you’re moving in. You’ve purchased your first home! For many, this is a significant milestone.

​The tax penalty for not having health coverage is the greater of 2% of income or $325/person. What is the maximum amount you would pay the 2% penalty on?

Owners need to take necessary steps in order to ensure the business’s survival and success, irrespective of the size, scale and industry of the company.

Hardenbergh Insurance Group was recently appointed to The Hanover Insurance Group’s President’s Club, an elite group of independent insurance agencies.

Today’s competitive marketplace is forcing many businesses to examine prices they pay for their products/services and the companies where they buy them from.

In business, it’s easy to spot the problems, but management is deciding how to solve them. Most are not equipped to take on difficult situations and employees.

Purchasing a car is a financial investment and you want to maintain it for a long time. Keep your car running with proper care to improve the durability.

Finding your first employee is a very special experience in the life of an entrepreneur. If you're starting 2017 off with new employees, congratulations.

Like your incidence rate, which is based on how many incidents per year per 100 employees, your DART rate shows your company's performance in workplace safety.

For the 9.5% affordability test, use the Box 1 total on the individual’s W-2, but does that Box 1 include FSA contributions made by the employee?

The process of calculating the experience modification factor is complex, but the underlying theory and purpose of the formula is straightforward.

With the impending hurricane season upon us, get a better understanding of how to protect your business, community, and people in case of a natural disaster.

Your workers’ compensation insurance premium is based on payroll, averages for your industry and claims experienced over a three-year period.

A mod factor greater than 1.0 is a debit mod, which means that your losses are worse than expected and a surcharge will be added to your premium.