Hardenbergh’s Approach to Employee Benefits
At Hardenbergh Insurance Group (HIG), we do not work for the insurance carrier, we put our expertise to work for your business, and your employees. Your choice for an employee benefits broker has far-reaching effects. Did you know a broker helps you manage a budget of about 25 to 40 % of your payroll? Even a small difference in capabilities, strategy, technology, and the results can have a dramatic difference on your bottom line since Health Insurance is a leading expense for every business.
A broker’s work does not only impact the financial wellbeing of your company. It often has a profound effect on the health and welfare of employees and their families. For that reason, we partner with you and consult on how to maximize your Employee Benefits Package so that everyone wins. HIG does this by learning about your business and listening to your needs. From there HIG offers strategic solutions to meet those needs.
Once a benefits package is designed, the next step is to communicate the benefits package and offer employee support. Whether your company is ready to do Open Enrollment online with our enrollment tool or you require in-person support, we can customize a communication strategy that fits your organizations’ needs.
HR & Compliance
HIG aligns with your Human Resource department to efficiently handle Employee Benefits issues to allow your team to concentrate on your business and your employees. Whether you are facing budgetary issues, compliance concerns or need help with employee engagement we can help you achieve those goals. We understand a healthy benefits package can make a positive impact on your employee’s overall morale and is a one of your best recruitment tools.
Here is what you can expect from us:
The Basics Of Employee Benefits
All plans provide coverage for visits to primary care physicians and specialists, hospital, and emergency/urgent care. Regardless of what kind of plan(s) you select your employees will need to help in understanding this difficult landscape. When searching for the right coverage for your employees, the terms may be overwhelming. To make it easier, we compiled a list of commonly used terms used for health coverage.
Employee Benefits FAQ
It is very easy to make mistakes even from just a processing standpoint. Errors can cost American taxpayers billions of dollars per year. Hardenbergh will help you navigate the complexities of the ever-changing healthcare system. Some things to consider is the health care reform checklist, diagnosis, whether you own a business, and more. Here are some commonly asked questions that may help you in the process:
COVID-19 and Wellness
Covid-19 has affected us globally impacting the physical and mental health of you, your employees and their families. We work closely with carriers to remain current on initiatives, coverage and services so we can share this vital information with you.
The advent of Covid has also highlighted the overall importance of wellness and wellness programs. Improved wellness can also help save substantial dollars by both reducing time away from work for your employees and by lowering medical expenses. Our partnerships with wellness organizations position us to help you make this often-overlooked component a part of your benefits customized benefits package.